Registration of Security Interests
The Collateral Registry provides a user-friendly online platform for the registration of security interests
Welcome to the Collateral Registry
We appreciate your quest to learn about the Collateral Registry as you navigate our website. The Collateral Registry
is one of the innovations in the credit market introduced by the Bank of Ghana to reduce information asymmetry between
borrowers and lenders in credit transactions. To this end, the Collateral Registry is equipped with the requisite legal
framework and technologies to facilitate the registration of notices of security interests, searches on assets pledged
as collateral to ascertain their level of encumbrance and enforcement of collateral upon default by borrowers.
Registered users can log into the Collateral Registry Application Software (CRAS)
to patronize the services offered by the Registry. Clients who do not have user accounts
can use the search module on the CRAS to gain access to information on assets pledged as collateral.
As the first Secured Transactions Registry on the African continent, the Collateral Registry remains on course to achieve
its mission of creating an enabling environment to promote easy access to credit. The Collateral Registry combines
professionalism, responsiveness and leadership in delivering an effective and efficient service to its cherished stakeholders.
The establishment of the Collateral Registry at the Bank of Ghana, as mandated under the Borrowers and Lenders Act 2020 (Act 1052)
is indeed a welcomed innovation to credit delivery in Ghana.
The Collateral Registry provides a user-friendly online platform for the registration of security interests
We facilitate searches on registered security interests using our easy-to-use online platform
We facilitate the realisation of assets upon default by a borrower
Our online platform supports a wide range of post-registration activities so as to ensure security interests are up-to-date.